Fanny Jackson Coppin Scholarship

Fanny Jackson Coppin Scholarship

Fanny Jackson statue

Coppin State University gets our name from our beloved namesake, Fanny Jackson Coppin. She was a pioneer who rose through slavery to transform her life through education. She transformed her life so she could transform the lives of others. Students selected for this prestigious scholarship are expected to follow in her legacy through academic excellence, campus engagement, and community service.

Scholars who will enroll in Fall 2025 or after are subject to the following conditions of the Fanny Jackson Coppin Scholarship: The Fanny Jackson Coppin Scholarship is a four-year, renewable scholarship covering tuition, fees and up to $1000/year in books. To qualify, a potential Scholar must be a current high school senior with a weighted high school cumulative grade point average of 3.3 or above. The test score requirements are an SAT score of 1140 or an ACT composite score of 23*. A potential Scholar must be a US citizen or a US permanent resident.

The scholarship is renewable provided the Scholar completes thirty (30) credit hours during the freshman year, enrolls in the Academic Excellence track via the Honors Program or the Leadership Excellence track, and maintains a cumulative 3.2 grade point average and resides on campus.

Scholars will select an Excellence track during summer orientation. Be sure to visit their webpages to learn more about each track.

Please contact the Office of Admissions for more details at 410.951.3610 or email admissions@coppin.edu.

*CSU is currently offering test optional admission. Other factors including submission of resumes and letters of recommendation may be considered in lieu of SAT and/or ACT scores.

For more details about the Fanny Jackson Coppin Scholarship requirements before 2025, please visit here.

Scholarships and Scholars Programs

Scholarships and Scholars Programs

A scholarship is a financial award given based on specific criteria that may include merit, academic achievement, area of study, or other qualifying factors. Unlike loans, scholarships don’t need to be repaid. We recommend students look into all their options, including:

Types of financial aid

Private scholarships

Featured Coppin-sponsored scholarships

Featured financial assistance programs

Participation in these programs may come with financial assistance in the form of awards, internships, and/or other opportunities:

Cost of Attendance

Cost to Attend

Invest in Yourself, Your Career, and Your Future

 

College is a big investment, so it is important to know the costs. Financial aid offers are based on a cost of attendance that is constructed using components designated by federal regulations. The cost of attendance is made up of:
 

  • Direct Costs: These are expenses that are paid directly to Coppin State University (CSU). They typically include tuition, fees, on-campus housing and meal plans.
  • Indirect Costs: These are expenses that are NOT paid directly to Coppin State University (CSU) but are anticipated costs for living and other personal expenses while you are enrolled. Examples of indirect costs include off-campus housing, transportation, and supplies.

The cost of attendance represents the maximum amount of financial aid that students may receive from all sources, including student loans. Actual cost may vary, and some programs may involve additional costs. 

2025-2026 Undergraduate Costs

All costs below are for the 2025-2026 academic school year.

Maryland Resident Living On Campus12 Semester Hours24 Semester Hours
Direct Costs (estimated) 
Tuition  $2,565.00 $5,130.00 
Mandatory Fees$1,144.00 $2,288.00 
Housing (Double Occupancy)$3,464.00 $6,928.00 
Indirect Costs (estimated) 
Food (Average)$2,786.00 $5,572.00 
Books and Supplies$950.00 $1,900.00 
Transportation $1,000.00  $2,000.00 
Personal$1,758.00 $3,516.00 
Loan Fees$38.00 $76.00 
Total Costs (estimated)$13,705.00 $27,410.00 

 

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Undergraduate Maryland Non-Resident Living Off Campus.png

Undergraduate Maryland Non-Resident Commuter With Parent.png

2025-2026 Graduate Costs

Graduate Maryland Resident Living On Campus.png

Graduate Maryland Resident Living Off Campus.png

Graduate Maryland Non-Resident Living On Campus.png

Graduate Maryland Non-Resident Living Off Campus.png

2025-2026 Doctoral Costs

Graduate Maryland Non-Resident Living Off Campus.png

Doctorate Maryland Resident Living Off Campus.png

Doctorate Maryland Non-Resident Resident Living On Campus.png

Doctorate Maryland Non-Resident Living Off Campus.png

2024-2025 Undergraduate Costs

All costs below are for the 2024-2025 academic school year.

 

12 Semester Hours

24 Semester Hours

Tuition

$ 2,516

$ 5,032

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$1,900

Transportation (2)

$ 900.00

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200.00

$ 400

Total

$13,303

$26,406

 

 

12 Semester Hours

24 Semester Hours

Tuition

$ 2,516

$ 5,032

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950.00

$ 1,900

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200

$ 400

Total

$ 15,605

$ 31,210

 

12 Semester Hours

24 Semester Hours

Tuition

$ 2,516

$ 5,032

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 1,804

$ 3,608

Food (Average)

$ 1,757

$ 3,514

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200

$ 400

Total

$ 11,461

$ 22,922

 

12 Semester Hours

24 Semester Hours

Tuition

$ 5,978

$ 11,956

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 900

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200

$ 400

Total

$ 16,765

$ 33,530

 

12 Semester Hours

24 Semester Hours

Tuition

$ 5,978

$ 11,956

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200

$ 400

Total

$ 19,067

$ 38,134

 

12 Semester Hours

24 Semester Hours

Tuition

$ 5,978

$ 11,956

Mandatory Fees

$ 1,034

$ 2,068

Housing (Double Occupancy)

$ 1,804

$ 3,608

Food (Average)

$ 1,757

$ 3,514

Books and supplies (2)

$ 900

$ 1,800

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 200

$ 400

Total

$ 14,873

$ 29,746

2024-2025 Graduate Costs

 

9 Semester Hours

(per semester

18 Semester Hours

Tuition

$ 3,465

$ 6,930

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 900

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$ 109

$ 218

Total

$ 13,826

$ 27,652

 

9 Semester Hours

18 Semester Hours

Tuition

$ 3,465

$ 6,930

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$109

$ 218

Total

$ 16,128

$ 32,256

 

9 Semester Hours

18 Semester Hours

Tuition

$ 6,363

$ 12,726

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 900

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$ 109

$ 218

Total

$ 16,724

$ 33,448

 

9 Semester Hours

18 Semester Hours

Tuition

$ 6,363

$ 12,726

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,500

$ 3,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 109

$ 218

Total

$19,026

$37,752

2024-2025 Doctoral Costs

 

9 Semester Hours

18 Semester Hours

Tuition

$ 6,894

$ 13,788

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 900

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$109

$ 218

Total

$ 17,255

$ 34,510

 

9 Semester Hours

18 Semester Hours

Tuition

$ 6,894

$ 13,788

Mandatory Fees

$ 808

$ 1,616

Housing 

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,000

$ 2,000

Personal

$ 1,700

$ 3,400

Loan Fees

$109

$ 218

Total

$ 19,007

$ 38,014

 

9 Semester Hours

18 Semester Hours

Tuition

$ 10,593

$ 21,186

Mandatory Fees

$ 808

$ 1,616

Housing (Double Occupancy)

$ 3,299

$ 6,598

Food (Average)

$ 2,704

$ 5,408

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 900

$ 1,800

Personal

$ 1,700

$ 3,400

Loan Fees

$ 109

$ 218

Total

$ 21,063

$ 42,126

 

9 Semester Hours

18 Semester Hours

Tuition

$ 10,593

$ 21,186

Mandatory Fees

$ 808

$ 1,616

Housing 

$ 4,705

$ 9,410

Food (Average)

$ 3,000

$ 6,000

Books and supplies (2)

$ 950

$ 1,900

Transportation (2)

$ 1,000

$ 2,000

Personal

$ 1,700

$ 3,400

Loan Fees

$ 109

$ 218

Total

$ 22,865

$ 45,730

Net Price Calculator

Use the Net Price Calculator to determine your estimated net price to attend Coppin. Net price is the amount you pay to attend school for one academic year. Net price is also known as the cost of attendance, and includes tuition, required fees, books and supplies, room and meal plans, as well as other needed expenses.

To use the calculator, follow the prompts to enter your personal information. It uses your information to determine your estimated cost, based on what students similar to you paid in the previous school year after subtracting grants and scholarships.

Office of Financial Aid

Office of Financial Aid

Coppin students and Eagle

Important Notice! Review Your Financial Aid Award for Fall 2025/Spring 2026

Log in to EagleLinks to review your financial aid package and complete any outstanding requirements.
Access EagleLinks Now

Welcome to the Office of Financial Aid

At Coppin State University, we understand the importance of making higher education affordable and accessible. Our dedicated team is here to guide you through the financial aid process, helping you explore options to fund your education and achieve your goals.


Application Deadlines

Staying aware of important financial aid deadlines is crucial to maximizing your funding opportunities:

  • FAFSA Availability: The Free Application for Federal Student Aid (FAFSA) for the 2025–2026 academic year will be available starting December 1, 2024.
  • FAFSA Priority Deadline: Submit your FAFSA by March 1, 2025, to ensure consideration for the maximum amount of financial aid.
  • Maryland State Financial Aid Deadline: The deadline for state financial aid applications is March 1, 2025.
  • Scholarship Application Deadlines: Deadlines vary by program; please refer to individual scholarship listings below for specific dates.

 

Note: Submit your FAFSA early using Coppin State University’s school code: 002068.


Financial Aid Opportunities

Explore the financial aid options available to Coppin State University students:

  • Scholarships

 Explore Scholarship

  • Grants

Explore Grants  

  • Loans

Explore Loans 


Important Updates for 2025


FAFSA Simplification Act

  • The FAFSA form has been simplified for a faster, user-friendly application process.
  • Expanded Pell Grant eligibility based on adjusted income guidelines.
     

State-Specific Programs

  • Guaranteed Access Grant: For low-income Maryland residents.
  • Delegate and Senatorial Scholarships: Contact your Maryland state representatives to apply

Estimate Your Costs

  • Use the Net Price Calculator to estimate your cost of attendance and financial aid package. This tool provides a personalized overview of tuition, fees, and aid.

Frequently Asked Questions

Complete the FAFSA at fafsa.gov using Coppin’s school code: 002068.

  • Tax returns (student and/or parent, if dependent)
  • W-2 forms or income records
  • Documentation of untaxed income

Log in to your EagleLinks account to view your application and award status.

How to Keep Your Student Loans in Good Standing

How to Keep Your Student Loans in Good Standing

You’re not alone if you need to borrow money to pay for your education. Many students at Coppin and other universities decide to apply for federal financial aid, scholarships, and other funding opportunities.

The Office of Financial Aid encourages all students to research other funding sources, including federal, state, local, private, and public grants, scholarships, student employment, as well as employer tuition assistance. We keep a database of scholarships and other funding, but it’s just as important for you to do your own research.

What all student borrowers should know

Working with student borrowers, our office has a lot of experience understanding what every student borrower needs to know. The biggest point to remember is that you must repay federal student loans. When you don’t repay a loan in repayment, it can put your loan in default.

The federal government does any and everything to get federal monies loaned to borrowers, and are well within their rights to seize your tax refund, garnish wages, and place liens on your property—all of which can damage your credit. Read on to learn how you can make smart decisions about your federal financial aid.

Borrowing and managing student and parent loans

Students and families who take out federal school loans are borrowing money to pay for school. Remember, any money you borrow must be repaid—even if you do not finish school. It is also important to remember that when you borrow money, you are agreeing to a contract for how you get the money, what it can be used for, how you repay it, and what your options are if you cannot or do not pay your loans back.

School can get expensive, so it may be tempting to borrow more than you need. We get it—but strongly encourage you to only accept loans based on actual need.

When your loans enter repayment, you will have to pay back everything you borrowed plus interest. Borrowing more than you need may lead to higher monthly payments for a longer time. Remember, you must repay your loans even if you do not finish your program and/or degree.

View and manage your loans through the National Student Loan Data System (NSLDS). Be ready with your FSA User ID because you can use it to login to NSLDS too. You can also contact the Federal Student Aid Information Center (FSAIC) via live chat, phone, or email.

When you have multiple loans, each loan may be with a different loan service provider. A loan servicer is a company the federal government assigns to handle the billing and repayment of your loans. Some well-known providers are FedLoan Servicing, Mohela, Nelnet, and ECSI, along with several others. Be sure you know who your providers are and how to contact them. The NSLDS is a good place to start.

Loan consolidation means to combine multiple loans into one loan so you have one bill and repayment plan. Borrowers must have at least one Direct Loan or Federal Family Education Loan (FFEL) to qualify for consolidation through a Direct Consolidation Loan. You may also qualify if you have Federal Stafford Subsidized, Unsubsidized, Perkins loans, or loans from another school attended in addition to Coppin.

Loans must be in grace, repayment, deferment, or default status to qualify for consolidation. They cannot be in in-school status. Consider learning more about loan consolidation and if it’s right for you.

Repaying student and parent loans

Repayment is the period of time where you must pay your school loans back. There are often several different options for repayment. Be sure to work with your loan providers for a repayment option that fits your employment status and other needs.

First, your loan service provider contacts you with the date your loan repayment starts and how much you owe. They usually contact you when one of the following events happens:

  • Graduation
  • Withdrawal from school
  • Drop below half-time enrollment

These events start the 6-month grace period before you must start repaying your loans. During the grace period, your subsidized loans don’t earn interest. Unsubsidized loans do earn interest, which is then added to your loan balance when it enters repayment. Repayment begins the day after your grace period ends, and your first payment is due within 60 days. Talk with your loan service provider about extending your grace period, if needed.

Each loan only has one grace period. You may be eligible for loan deferment if you re-enroll in school, but you will immediately return to repayment after you leave school. There are also options to pay your loans while you are enrolled in school. Contact your loan service provider to learn more.

Loan service providers commonly offer different types of repayment plans. Let’s look at the most common ones.

Standard repayment

With this plan, you’ll pay a fixed amount each month until your loans are paid in full. These plans often have a 10-year limit, so your monthly payments may be higher than other repayment plans, but you may pay less interest overall.

Graduated repayment

With this plan, you’ll start with a low payment that gradually increases every two years. These plans last for 10 years and can be a good choice if you expect steady salary increases.

This plan still earns interest that is part of your monthly payment. However, even with interest and graduated payments, you will not have any single payment be 3x more than any other payment.

Extended repayment

With this plan, you’ll pay an annual fixed amount or graduated amount over 25 years. This plan allows you to make smaller monthly payments over a longer period. Remember, even though your monthly payments may be smaller, you will pay more than the total amount of your loan because it will earn interest during the entire repayment period.

To be eligible for an extended repayment plan, borrowers must have certain types of loans:

  • $30,000 or more in outstanding Federal Family Education Loan (FFEL) loans and/or
  • $30,000 or more in outstanding Direct Loans

Getting help for loan default

Everyone can fall on hard times, so it’s important to know what can happen if you are unable to pay your loans as agreed. Your loan service provider may be able to help, so do not wait to contact them if you are struggling to repay your bills.

When you accept your loans and sign your Master Promissory Note (MPN), you also agree to conditions for repaying your loan(s) on time. Failure to repay your loan(s) can result in loan default, and other consequences.

There are options to available to help you prevent default:

Deferment is a period of time that postpones your student loans payments. During deferment for subsidized loans, interest doesn’t accrue. Deferment is usually available for students enrolled in courses at least half-time.

Forbearance is a time period when your monthly loan payments are temporarily suspended or reduced due to financial hardships. Common hardships include medical expenses, financial difficulties, or loss of employment.

Repayment options are available. Changing your repayment plan can be helpful if your life circumstances change. There are no penalties for changing to a different repayment plan.

When you sign your Master Promissory Note (MPN) it becomes a binding legal document. This means, when you break the terms of the MPN, like repaying your loans on time, you are breaking the law. Any of the loan providers, managers or guarantors of your loans can take legal action against you to recover the money you owe.

Serious consequences of loan default include:

  • Negative impact to your credit rating
  • Wage garnishment
  • Ineligibility for additional federal student aid
  • Legal action
  • Federal tax return garnishment

The Federal Student Aid (FSA) Ombudsman is a resource available to help students resolve disputes and problems regarding federal student loans. We also encourage you to reach out to your loan service provider.

Student Loan Default Rate at Coppin State University

Cohort Default Rate

In 2019 the default rate for borrowers at Coppin State University was 7%. A total of 1,005 Coppin State University students entered loan repayment in 2019. After three years, 7% of these students (71 out of 1,005) defaulted on their loans. 

A cohort default rate (CDR) is the percentage of a school’s borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year.

A student is considered to be in default on a student loan if they have not made a payment in more than 270 days. The official student loan default rate for a school is calculated by measuring how many students are in default three years after graduation. Note that the default rate only takes into account federal loans, not private.

How to Apply for Federal Financial Aid

How to Apply for Federal Financial Aid

Get Started on Your Financial Aid Process

Applying for federal financial aid begins with completing the Free Application for Federal Student Aid (FAFSA). Coppin uses the FAFSA to determine which students get federal financial aid, and how much they receive. Remember, completing the FAFSA is the first step for any student to be considered for federal financial aid, including grants, loans, work study and some scholarships.

The FAFSA school code for Coppin State University is 002068.

Start Your FAFSA

Are you a dependent?

A dependent student relies on financial help from parents or legal guardians.
Check Your Dependency Status

What every student and family needs to know to complete your FAFSA:

Student and families often complete the Free Application for Federal Student Aid (FAFSA) online. 

Step 1. Get your Federal Student Aid (FSA) User ID

Your FSA User ID is a username and password that acts as your login information and legal signature for federal financial aid applications, and online forms, like the FAFSA. Parents must create an FSA User ID if completing a FAFSA for a dependent. Any student applying for federal financial aid in their own name must have an FSA User ID. Create or look up your FSA User ID online through the Office of Federal Student Aid.

The FAFSA school code for Coppin State University is 002068.

Step 2. Collect all documentation required to complete the FAFSA

Remember, the documentation you need for your FAFSA is based on your dependency status. If you are a dependent, you must submit the required income documentation for your parents or legal guardians. If you are married, you’ll also need to submit your spouse’s income information in addition to your own.

Prepare to have these documents ready when completing your FAFSA:

  • Social Security number (for you and your parents, depending on dependency status)
  • Driver’s license number
  • Alien registration or permanent resident card (if not a U.S. citizen)
  • W2 forms (if you earned income, and did not file taxes)
  • Federal Tax Transcript or Tax Return for the year you’re applying for aid. We encourage you to use the IRS Data Retrieval tool to automatically transfer your Federal Tax Return into your FAFSA.

Note: Some accepted tax forms include the IRS 1040, 1040A, 1040 EZ, or Tax Return for Puerto Rico, American Samoa, the U.S. Virgin Islands, Marshall Islands, Federated States of Micronesia, or Palau.

Step 3: Complete, sign, and submit your FAFSA

The FAFSA is free to complete and never requires you to pay. Enter your FSA User ID to electronically sign your FAFSA before you submit.

What happens after I complete the FAFSA?

  1. After submitting your FAFSA, you receive your Student Aid Report (SAR). This report comes via the email you put on your FAFSA or through the mail. Your SAR shows your eligibility for Pell and Subsidized federal loans. It may also say you’ve been selected to confirm your FAFSA information through Verification.
  2. Coppin receives your SAR electronically via an Institutional Student Information Report (ISIR) after it processes.
  3. Your SAR report might indicate you’ve been selected to verify your FAFSA information. If this happens, Coppin’s Office of Financial Aid (OFA) notifies you about next steps, which may include you (and/or your parents) submitting Federal Tax Transcripts, Verification Worksheets, or any other documentation needed to finish your financial aid process. Learn what your next steps are when selected for Verification.
  4. Coppin’s OFA determines your eligibility for financial aid and notifies you once your file is complete.
faculty with coppin tote

Important Tax Updates to the Federal Financial Aid Process

Students and families are now able to use Prior-Prior Year (PPY) tax information to complete the FAFSA. PPY is helpful because students and families can complete the FAFSA early, using accurate tax information from 2 years before. Before PPY, students and families had to estimate tax information on the FAFSA and then go back and update it once taxes were filed. This update means you can file your FAFSA faster, and possibly hear back about college financial aid packages sooner than before.

Types of Financial Aid

Types of Financial Aid

Find Your Financial Aid Fit

Coppin State University prides itself on being recognized nationally for transforming the lives of students from all socio-economic backgrounds through post-secondary education. We are committed to providing guidance on all forms of funding to finance your education and will take your request under review.

There are various types of financial aid. Financial aid is inclusive of grants (gift aid), scholarships (grant or payment awarded based on merit, athletic or other achievement) and educational loans (must be repaid).

Many Coppin students have a combination of grants, scholarships, loans and other funding sources to pay for their college education. Check out some of the available options to help make your Coppin education a reality.

Grants

A grant is gifted aid that you do not need to pay back. There are several types of grants:

  • First source of federal financial aid if eligible.
  • Awards range from $740 (minimum) - $7,395 (maximum).
  • Available to financial aid eligible degree-seeking students and students who have not earned a bachelor’s degree.
  • Based on student financial need determined by a completed and valid Free Application for Federal Student Aid (FAFSA) application.
  • Amount determined by the student’s Student Aid Index (SAI), cost of attendance, and number of enrolled credit hours. 

  • Awarded to students with exceptional financial need according to a federal eligibility formula.
  • Available to Pell Grant-eligible students.
  • Funds are limited and awarded to students first come first serve until funds are depleted.
  • Amount determined by your Student Aid Index (SAI), cost of attendance, and number of enrolled credit hours
  • Award amounts range from $100 - $4,000.00 depending on financial need and available funds. 

Direct Student Loans

Subsidized and Unsubsidized Loans

Federal Direct Student Loans are a type of federal financial aid you must repay. Direct Loans enter repayment after a one-time 6-month grace period when you either graduate, withdraw, or are enrolled less than half-time (6 credit hours). Coppin provides these types of Title IV and Campus Aid.

  • Federal Subsidized Direct Loan
  • Federal Unsubsidized Direct Loan
  • Federal Direct Parent Loan for Undergraduate Students (PLUS)
  • Federal Direct Graduate PLUS Loan

To be eligible for a Federal Direct Student Loan, a student must:

  • Complete the Free Application for Federal Student Aid (FAFSA), and submit all requested documents.
  • Enroll in at least 6 credit hours in a financial aid-eligible degree seeking and/or certificate program.
  • Meet Satisfactory Academic Progress (SAP) requirements.

It’s important to remember all first-time borrowers must complete the Direct Loan Entrance Counseling and sign Direct Loan Master Promissory Note (MPN).

  • Need based low-interest funds borrowed directly from the U.S. Department of Education Interest-free while you are enrolled at least half-time (6 credits) in an undergraduate degree seeking and/or certificate program.
  • Can be used for education-related expenses such as tuition, fees, books, living costs, transportation, and childcare.
  • Repayment begins 6 months after a recognized change in enrollment status.
  • Repayment terms vary according to a chosen repayment plan. If you don’t pick a repayment plan, your loan servicer will place you on the Standard Repayment Plan (a 10-year fixed payment repayment plan).
  • First time Coppin borrowers are subject to a 30 day hold on the first loan disbursement.

  • Funds borrowed directly from the U.S. Department of Education
  • Accrue interest during enrollment and repayment periods.
  • Can be used for education-related expenses such as tuition, fees, books, living costs, transportation, and childcare.
  • Repayment begins 6 months after a recognized change in enrollment status
  • Repayment terms can be a maximum of 10 years, or consolidated for a longer payment period
  • First time Coppin borrowers are subject to a 30 day hold on the first loan disbursement

PLUS Loans

In addition to Stafford Loans, Coppin also provides the Parent Loan for Undergraduate Students (PLUS) and a Grad-PLUS loan for graduate students. Parents of dependent undergraduate students and graduate students can borrow PLUS/Grad-PLUS monies to help pay for school. PLUS Loans are often less expensive than private loans because of their regulated borrower terms through the U.S. Department of Education.

  • Regulated by the U.S. Department of Education
  • Offered one academic year at a time
  • Processed, approved and/or denied by the U.S. Department of Education based on borrower’s credit history
  • Parents and legal guardians: Apply for a PLUS Loan through the Office of Federal Student Aid

When the U.S. Department of Education denies a PLUS loan application, the dependent student may become eligible to borrow up to $4,000 in additional Direct Unsubsidized loan funds. This additional Direct Unsubsidized Loan still earns interest during the student’s enrollment and cannot exceed the student’s cost of attendance minus all other aid (including other loans). 

Federal Work-Study Program (FWS)

Federal Work-Study (FWS) is a need-based financial aid program that provides undergraduate and graduate students part-time employment opportunities, allowing students to earn money to help pay for educational expenses. FWS jobs are regular paid positions emphasizing employment in civic education and work related to your course of study whenever possible. Job opportunities can be on campus or off campus. Off campus positions will usually be a private nonprofit organization or a public agency, and the work performed must be in the public interest.

To become eligible for an FWS or SEP award, students must:

  • Complete the FAFSA
  • Be eligible to receive federal financial aid and have unmet need
  • Stay enrolled in 6 or more credit hours

To maintain FWS eligibility, students must:

  • Complete all personnel paperwork (e.g., I-9, W-4, Form 52, etc.) before starting employment
  • Work no more than 20 hours per week during fall and spring semesters
  • Stay enrolled in 6 or more credit hours in a degree-seeking program during FWS or Student Employment Program (SEP) opportunities
  • Submit timely accurate timesheets
  • Not exceed the FWS or SEP award

Private Loans

Private student loans (also known as alternative loans) are non-federal loans, made by a lender such as a bank, credit union or state agency. Federal student loans include many benefits (such as fixed rates, income-based repayment plans, and loan forgiveness plans) not typically offered by private loans. In many cases, private loans may be more expensive than Federal student loans. A student should NEVER consider borrowing from a private loan program until they have exhausted all their Federal Direct Loan options first.

  • Dependent Undergraduate students applying for private loan financing with a parental cosigner are advised to first investigate the options offered by the Federal PLUS program before applying. A detailed comparison between the Direct PLUS and Private loan programs can be viewed in our Direct Loan Comparison Worksheet.
  • Through our partnership with Fast Choice, you can now search for private lenders and loans that meet your needs.

Scholarships and Scholars Programs

Our Coppin Financial Aid Office provides a wealth of information on different scholarship programs. We encourage students to check the website often as new scholarships are added regularly. See our complete list of scholarship opportunities.