Student Health Insurance

Mandatory Health Insurance Fee

All registered undergraduate students taking 12 or more credit hours, including off-campus students taking online courses, are automatically enrolled in the Student Health Insurance Plan upon registration. The premium cost of $1,014 per semester will be posted to your bill.

Health Insurance Fee Waiver

All registered undergraduate students taking 12 or more credit hours covered by other comparable health insurance, may decline the Coppin State University student health insurance by completing an Online Waiver form. Students may waive for 1 year or one semester.

Waiver request must be submitted by the following deadlines to be considered:

• September 21st, 2025 (Academic Year 2025 - 2026 for the Fall 2025 Semester)
• February 2nd, 2026 (Spring/Summer 2026 semester only)

Students who wish to waive the university's health insurance plan must submit and receive approval for their online wavier request by the following deadlines:

• Fall 2025 - Spring 2026 (Academic Year or Fall only): September 21st, 2025
• Spring/Summer 2026 Semesters: February 2nd, 2026

Important: If the wavier request is not submitted and approved by the applicable deadline, the health insurance premium will remain non-refundable and will be charged on your tuition bill.

Students experiencing issues with the wavier submissions process should contact the student health office before the deadline:

• Phone: (410)-951-3945
• Email: studenthealthinsurance@coppin.edu

Wavier request are reviewed upon receipt. Students will be notified via email whether the request has been approved or denied. Please print and retain a copy of this email as proof of your wavier for your personal records.

No wavier requests will be accepted after the published deadlines. Failure to waive before or by the deadline will result in the full insurance cost remaining on your student account, and it will be eligible for a refund. 

International Students

International students will be automatically enrolled in the University's insurance coverage each year and are not permitted to waive the mandatory health insurance. 

Dependents

Graduate and undergraduate students with eligible dependents may voluntarily purchase the university-sponsored student health insurance plan through the Online Enrollment page.

Important Coverage Considerations:

Students whose current health insurance offers limited out-of-area benefits or otherwise inadequate coverage are strongly encouraged to review their options before submitting a waiver request for the university-sponsored plan.

To be considered adequate, a student's existing health insurance coverage must meet all of the following criteria:

• Provide both in-patient hospitalization and out-patient primary care in the Baltimore area. This includes access to:
  • Routine doctors visits
  • Specialist care
  • Radiology and laboratory
• Maintain active coverage for the entire academic year while enrolled at Coppin State University.

Note: Out-of-state HMO plans may not meet these requirements unless they offer full benefits for non-emergency care in the Baltimore area. 

Carefully evaluate your current plan to ensure it meets these standards before applying to waive the University's coverage.

Community Health Center

• Students are encouraged to take advantage of the Community Health Center, conveniently located on campus, for a wide range of health services. There are no co-pays for students receiving care at this facility.
• Coppin Community Health Center
  2601 West North Avenue
  Health and Human Services Building, Suite 131
  Phone: (410)-951-4188
• Hours of Operation:  Monday – Friday, 9am-5pm