Financial Aid FAQs
What is Financial Aid and what types are student eligible to receive?
Financial aid is funding to assist you in meeting cost of attending
school. In some cases, student may be eligible to receive aid that goes
beyond charges incurred while a student.
Please note: Financial aid for school is not designed for you live on; it is to assist you with school related expenses and costs only.
*Aid can be in the form of Grant, Loans, Work Study and/or Scholarships.
You can receive these aid awards individually or a combination of such from the state, the institution/university, an organization and the federal government.
*Scholarships are primarily based on academic merit and these awards may come primarily come from the institution (i.e. Coppin State University). However, they can come from outside private sources or organizations (i.e. Tom Joyner Foundation). They usually have deadlines and criterias in which students are selected and awarded.
*Grants are primarily based on "need" or do you fall below a certain income threshold or level as determined by the federal and state government.
Examples of such are the Pell Grant (Title IV aid) by the federal government and the EAG award for residents of the state of Maryland.
*Loans are primarily awarded, no matter what the merit achievement and income is for a student and offered by the Federal Govt. (Title IV aid). Work Study is an opportunity for students to earn funding through employment to assist with college expenses. Parents of dependent student may have to obtain a Parent Plus
Have I been awarded and if not, why?
All awards are posted online.
As a new and continuing student, you will need to log in and review your EagleLinks account and accept, decline and reduce awards offered to you.
If you don't have any awards, your account could still be under review for awarding, due to the verification process or just do to when your FAFSA was completed and submitted.
This process can take up to 4-6 weeks to be done, with priority awarding given to students who completed a FAFSA prior to May 1st.
Returning students will need to wait until final grades before awards are processed.
All full-time students are awarded before part-time students.
I have been selected for Verification, what does that mean?
Verification is a process in which students are randomly chosen (although you could be selected every year while you are in school).
This is a validation process or proof to the Department of Education of what you reported on your FAFSA.
Students should check their SAR (student aid report) for corrections after they submit their information to FAFSA.
The documents needed to complete the process are previous years IRS 1040 Tax Transcripts, W-2 work statements, Verification worksheet (Dependent or Independent for current academic year).
All document will need to be signed, dated and have your student ID# on them.
You can submit those documents directly into our database system via fax at 410-951-2551.
Additional documents may be needed, but that will be addressed on a case by case basis.
Once the verification is complete, you will be awarded financial aid.
Why hasn't my financial aid been posted/disbursed and how long does it takes to be posted or disbursed?
If you have initial aid awarded, it will show in your EagleLinks as "Anticipated Aid."
You may still see an outstanding balance owed to the school. That's because aid has not been applied yet.
Disbursement of aid will depend on where we are in our awarding process and it will occur "on and after" a certain date after minimum enrollment of each semester.
This date is posted on our website: /FinancialAid/ and other information outlets (FaceBook @Coppin State University Office of Financial Aid, Twitter@CSUFinAid (CSU Blackboard for our students).
Many times, students who have been selected for verification have the longest wait, especially if there are corrections that need to be made to your FAFSA file, this could extend the award process.
Has my expense check been sent out?
Expense checks do not come from financial aid; they are processed
through the Student Accounts/Bursar office (2nd Floor Miles Conner
Administration Bldg.) Please go to their website: /Controller or contact them via phone at 410-951-3677.
An expense check can be expected, if aid awarded goes beyond your charges.
Students can check their EagleLinks account to see if aid has been awarded or posted and when the expense check has been sent.
An expense check can take up to 14 business days to reach you after aid has been posted or disbursed. That expense check will be sent to your home address as listed in EagleLinks (the university database system).
I don't live with my parents, why do I need their info on FAFSA?
Unless you can answer yes to one of the following questions:
A) Am I a ward of the state?
B) Have I served in the United States Armed Forces?
C) Am I married?
D) Am I 24 years of age or older?
E) Do I have a child in which I have 51% responsibility for in care and can as dependent on my taxes?
If you cannot answer "yes" then you are considered a dependent student.
**There may be other special or unusual circumstances in which you can be considered an independent student. Refer to the criteria in the Dependency Override Form.
My son or daughter attends the university; can I discuss their financial aid?
Due to FERPA (Family Educational Rights and Privacy Act) law, the student must provide written permission for a parent and/or any other person to discuss their financial aid information.
This permission must be signed in our office or a statement must be notarized and submitted to our office identifying such.
When calling or emailing an inquiry, you will need to have the students’ school ID#, date of birth, current address as entered into the system, and the last 4 digits of the students'; social security number.
**Students must be able to provide such information when calling over the phone as well.
Students will also need to present their student ID card (policy in student handbook) or state ID card when entering in the office to inquire about their financial aid.
I dropped/withdrew my classes; will that affect my financial aid and ability to be eligible?
Yes!! Failures and withdrawals can affect the amount and duration that you are eligible to receive aid and place you in violation of SAP (Satisfactory Academic Progress, see Policy), that could result in you being suspended from being able to receive financial aid.
In addition, financial aid award can run out for those not making progress towards degree completion.
What happens if I withdrew from the University?
The Federal Higher Education Act (HEA) of 1965 was amended in 1998 and new regulations were established with regard to Title IV student financial aid programs. Students earn their Title IV federal financial aid by attending classes. When a student is not enrolled through 60% of the semester or term, the "unearned" portion of their aid must be returned to the federal programs.
If a student withdraws from the university prior to completing the 60% of the semester or term, the financial aid office recalculates eligibility of Title IV funds. Recalculation is based on the percentage of earned aid using the following Federal Return of Title IV funds formula:
Percentage of semester or term completed equal the number of days completed up to the withdrawal date divided by the total days in the semester or term.
The Withdrawal date is determined by the official date the student began the withdrawal process or notified the University of the intent to withdraw.
Example: Student A withdraws from the Fall semester on September 28. The semester began on August 25 and ends on December 18. There are 116 days in the semester. The student attended 35 days in the semester.
35 days /116 = 30%
Therefore the student has completed 30% of the semester and a return of Title IV calculation must be completed.
If a student earned less aid than what was disbursed, the university would be required to return a portion of the funds and the student would be required to return a portion of the funds. When Title IV funds are returned, the student may owe a balance due to the university.
If a student earned more aid than was disbursed to him/her, the university would owe the student a post-withdrawal disbursement which must be paid within 120 days of the student's withdrawal date.
Any unearned federal financial aid must be returned to program funds up to the amount of assistance the student has received from the program, in the priority order established by regulation: Direct Unsubsidized Loan, Direct Subsidized Loan, Federal Perkins Loan, PLUS Loan, Federal Pell Grant, Federal SEOG, and other Title IV programs.
If a student leaves the university without official notification, the university may establish a withdrawal date by using the midpoint of the semester or using the student's last day of attendance as documented by an academically related activity.
If a student earns all F's during a semester, it may be considered an unofficial withdrawal if the last date of attendance cannot be determined.
My billing shows that I am being charged out-of-state tuition charges. How do I correct that?
You may need to contact the office of Admissions or office of Records and Registration.
They will need certain documentation to update and validate your Maryland residency in order for you to be billed as an in-state student.
How can I contact the Financial Aid Department?
The financial aid department is a high volume office in terms of calls
and foot traffic, you are welcome to contact the office via phone at
410-951-3636 and your questions may be answered, if not please leave a
However, email (student will need to use their Coppin email) will be the fastest response to all inquiries.
You can submit your general questions about financial aid to our email at: FinancialAid@coppin.edu or if you have specific questions, please email any team member in our department.